What You Need to Bring to Settlement…
Settlement customs vary widely. Your best bet is to consult with your agent and attorney about who is expected to bring what items to settlement. Most items will be sent ahead by your Sales Associate or arranged by the settlement attorney or escrow agent.
Items needed at settlement:
A Copy of your Real Estate Purchase Agreement and all Addenda.
A Copy of your Good Faith Estimate provided to you by your lender.
Certified Funds for the amount that your lender has required (certified bank check, money order, cash). If you are not sure of how much to bring simply call your lender or your agent.
Proof of Identification for each person signing on the home/loan(s). Usually your Driver’s License works best.
If you are signing on behalf of another individual you must bring a copy of the Power of Attorney Document.
Any additional lender required item(s). Your lender will have notified you of any additional items.
Resort Status
Alta Ski Area 11/ 20
Beaver Mountain Resort TBA
Brian Head Resort 11/ 21
Brighton Ski Resort 11/ 16
The Canyons 11/ 27
Deer Valley Resort 12/ 5
Park City Mountain Resort 11/ 21
Powder Mountain 11/ 28
Snowbasin, A Sun Valley Resort 11/ 26
Snowbird Ski and Summer Resort 11/ 21
Solitude Mountain Resort OPEN
Sundance Resort 12/ 11
Wolf Creek Utah Resort 12/5
Check out our listings on Facebook
What Should I Look for When Walking Through a Home?
Is there enough room for both the present and the future?
Are there enough bedrooms and bathrooms? Could you add more?
Is the house structurally sound? Roof? Foundation? Etc.
Do the mechanical systems and appliances work?
Is the yard big enough?
Do you like the floor plan?
Do you like the community?
Where does the home’s value compare to other homes in the area?
How long will you live there? What will the neighborhood’s value be then?
How do the schools compare?
Will your furniture fit? Is there enough storage?
Imagine living in the home… how does it feel? During each season?
Things to Remember when Buying a Home…
After Pre-Qualifying for a mortgage, don’t make major purchases on credit or use your available cash for down payments. The lender will be required to pull your credit report a second time right before you close.
Be sure to ask about Home Warranties and Home Inspections. These will save you major headaches down the road!
Before you even look at even one home, pre-qualify with a mortgage lender so you don’t set your expectations too high or too low when viewing properties.
Assess your needs v. wants on a sheet of paper. Divide the paper into two sides: on one side make a list of features that you HAVE to have and on the other a list of features that would be nice to have.
Keep a record of all your documents from beginning to end, this will help you in preparing your taxes and when you decide to sell your home.
Be realistic when negotiating with the seller, evaluate recent trends in the market and the average sale price v. listed price in the area. Your agent will show you data on the MLS for comparisons. Remember… you and the seller set the price, not your agent or theirs.
If you know you have credit complications, it is a good idea to meet with a qualified mortgage lender to assess your situation and create a strategy for cleaning up your credit, your lender will advise you on what steps to take in order to qualify sooner for a loan.
LOVE SNOW? One more reason to buy a home in Utah! Live less than 30 minutes away from the slopes! To look at our listings, add us at http://www.facebook.com/listingyourhome
September 10, 2009
SALT LAKE CITY – A struggling economy is turning out to be good news for skiers and snowboarders who live close enough to mountains that they can hit the slopes every weekend.
Many ski resorts are slashing prices on season passes and offering locals-only discounts in an effort to boost revenues from nearby metropolitan areas at a time many U.S. travelers are choosing to vacation closer to home.
In few places is this trend more evident than in Utah, where snow lovers can drive from downtown Salt Lake City and be in a lift line in roughly 30 minutes.
"It's a no brainer," said Nick Como, Solitude Mountain Resort's marketing director. "There's so many people down there that don't ski. There's a great market that's just untapped."
Labor Day is the traditional kickoff to preseason winter deals, with discount offers generally expiring every few weeks until the season starts.
Solitude, like many other resorts around the country, has begun offering new season ticket packages at reduced prices on the heels of a winter in which skier visits nationally dropped 5.5 percent in the 2008-09 season from the record 60.5 million visits the season before, according to the National Ski Areas Association.
The association's annual report said destination resorts fared the worst last winter, with resorts close to major cities weathering the economic downturn the best. Many Utah resorts noticed a dip in room reservations from out-of-state tourists, but an uptick in season passes purchased by Utah residents.
"Salt Lake feels really fortunate to have a large local population near us. A lot of our resorts are reaching out to locals maybe more this season than you've seen in the past," said Jessica Kunzer, spokeswoman for Ski Utah, the ski industry's marketing arm in the state. "A lot of the resorts are saying they've extended their early season offerings and discounts. ... The consumer really wants to make sure they get the best bang for their buck."
Read more at: http://www.skiutah.com/
Some Things to Remember Before You Move…
Send your forwarding address to the local post office and send change of address card to:- Insurance companies - Magazines - Merchants - Clubs - Friends - Charge accounts- Credit cards - Book/CD clubs - Catalogs - Veterans Administration
Keep file of vital papers and reminders
Get estimates from moving companies, select a moving company, confirm date and decide who will pack.Paid packers typically come the day before moving day.
Start sorting. Decide what to move, what to sell, give away, discard. Take cuttings or give away extra house-plants.
Inventory possessions. List dents and scratches and, if possible, list value and year of purchase. Photo or video records are ideal.
Transfer insurance:- Life - Automobile - Hospitalization - Household goods, personal possessions
Arrange sufficient cash or traveler’s checks to cover cost of moving expenses and services. Transfer companies usually require certified funds or cash.
Have your bank recommend an affiliate in your new city and transfer bank accounts and empty safe deposit box.
Disconnect and obtain any deposits or letters of credit:- Electric - Water - Gas - Phone - Cable
Stop service on the following:- Newspaper - Garbage collection - Bakery - Milk - Lawn - Laundry, diapers - Other
Notify principal of your children’s school about your intended move.- Request a letter from him/her covering the status of your children in school.
Notify your church pastor that you are leaving.
Obtain birth and baptism records of your children.
Obtain all medical records of shots, dental records and eyeglass prescriptions.- Have your drug prescriptions filled.
Check with your attorney about will revisions, if moving out of state.
Have appliances serviced for the trip:- Service power mowers, boats, etc., drain all gas and oil- Automobiles - Refrigerator
Pick up personal items:- Shoes being repaired - Off-season stored clothing - Dry cleaning and laundry - Film
Return all borrowed items, library books. Collect anything borrowed from you.
Pack cleaning supplies, hammer, nails, screwdriver, pliers, masking tape, tape measure, flashlight and batteries, cloths, scissors, light bulbs, aspirin, soap, toilet paper and first aid supplies, in a separate carton, to take with you.
Keep basics handy and in well-marked boxes:- Comfortable clothes - Phones - Cosmetics/toiletries - Alarm clocks - Iron - Cleaning supplies - Extension cords - Toolbox and flashlight - Linens and towels
Save the phone book from your former city residence.
Carry jewelry and documents yourself.
Verify insurance coverage, packing and unpacking labor, arrival day, various shipping papers, method and time of expected payment.
Let a close friend or relative know the route and schedule you will travel, including overnight stops. Use him/her as message headquarters.
Leave the keys for your old property with your Sales Associate or Title Co.
Collect children’s games and activities for the trip.
Plan meals and snacks, to minimize shopping. Have “quick-fix” foods ready or plan to eat out/carry in.
